Virtual CFO Melbourne

Senior finance leadership embedded in your business, without the full-time cost. Whether you call it a virtual CFO, outsourced CFO, or fractional CFO — the outcome is the same.

The terminology

Fractional, virtual, outsourced — same service, different search terms

There is no agreed industry term for senior finance leadership delivered on a part-time or retainer basis. Depending on where you searched from, you may have arrived here looking for a virtual CFO, an outsourced CFO, or a fractional CFO.

The service is the same. A qualified finance professional operates as your CFO for the days per month your business needs — embedded in the business, owning the function, delivering the outcomes a full-time CFO would deliver at a fraction of the cost.

Fractional CFO

The most common term in Australia and the US. A CFO who works across multiple clients, allocating a fraction of their time to each.

Virtual CFO

Often used to describe remote or part-time finance leadership. The work — cash flow, reporting, strategy — is delivered flexibly.

Outsourced CFO

Emphasises that the CFO function is sourced externally rather than employed. Common in professional services and advisory contexts.

What is included

Virtual CFO services for Melbourne businesses

I operate as your CFO for the days per month your business needs. This is not a consulting engagement where I review your numbers and send a report. I sit inside the business, run the function, and own the outcomes.

Available on a monthly retainer with no lock-in contracts. Most engagements run at two to four days per month, scaled to the complexity of the business.

Book a discovery call

Scope of the role

  • Cash flow forecasting and treasury management
  • Management reporting and board packs
  • Budget and three-way financial model
  • Bank and investor relationships
  • Finance team oversight and mentoring
  • Strategic input on growth, M&A, and capital
  • Month-end close ownership
  • Audit and tax liaison

Monthly retainer, minimum 3 months. See all services →

Who I work with

Virtual CFO services built for the businesses that need them most

Growing SMEs ($5M–$100M revenue)

Past the bookkeeper stage, not yet at the point where a full-time CFO is justified. The gap between those two points is where the most value is lost — and where a virtual CFO has the most impact.

PE-backed businesses

Private equity investors expect institutional-quality reporting and financial discipline. A virtual CFO with PE experience can build the function that satisfies those expectations without the permanent hire.

Founders preparing for capital

Raising debt or equity requires a financial model, clean books, and a CFO who can speak to investors. I build the collateral and run the process alongside you.

Businesses pre-acquisition

A sale or acquisition puts your finance function under scrutiny. I prepare the numbers, the model, and the data room, and manage the due diligence process on the finance side.

Ready to talk about what a virtual CFO could do for your business?

A 30-minute call will make it clear whether there is a fit. No commitment required.

Book a discovery call